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Answering your frequently-asked questions.

Why New York Life?

What’s unique about being a NYL Demo client?

Being a NYL Demo client means that you get the benefit of working with our financial professionals, who will partner with you for life. Our clients are also backed by a company with a long history and notable financial strength—that’s the type of security and track record you can rely on.

What are the benefits of working with a financial professional versus online?

We believe in the value of human guidance. Life insurance, retirement, and financial products can be complex. Our financial professionals are highly trained and have access to the latest tools and resources to guide you throughout your life as your needs change. They will work directly with you to simplify matters and help you achieve your short- and long-term goals.

How do I know NYL Demo has my best interest in mind?

NYL Demo is a mutual company. We answer to policy owners—not to Wall Street. That means that your interests and our interests are aligned.

Does working with a NYL Demo financial professional cost me anything?

Getting started doesn’t cost anything. Just connect with one of our financial professionals to discuss your needs. Together, you can clarify your financial position, goals, and aspirations and co-create a plan to ensure you’re prepared for whatever life may bring. Our financial professionals can give you a good sense of how much various solutions cost, so you can make the best decisions for you.

Life insurance and retirement planning—we've got your future covered.

1The “highest ratings currently awarded” refers to the highest ratings currently awarded to any U.S. life insurer, specifically: AM Best A++ (as of 8/20/2020), Fitch Ratings AAA (as of 10/15/2020), Moody’s Aaa (as of 5/27/2020), and Standard & Poor’s AA+ (as of 10/14/2020). Source: third-party reports. Learn more: https://www.nyldemo.com

*In 2008, some financial companies took over 400 billion in taxpayer money. We didn’t ask for a dime.